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Personal Finance Concepts Everyone Should Know

سرفصل های دوره

Most public schools no longer teach the basics of personal finance, which means that many people don’t know how to manage their everyday finances. How you improve your credit score, understand your mortgage, and know which bank account or credit card you should choose are often forgotten but critical life skills. This course fills in the gaps to help to improve your personal finance know-how and provides a comprehensive overview of some of the most commonly used personal finance products and how to leverage banks for financial success.

Join instructor and banking expert Hailey Margetta to explore the basics of everyday personal finance—from bank accounts and credit scores to credit cards, loans, mortgages, and more. By the end of this course, you’ll be prepared to take control of your personal finances, manage everyday financial decisions, and build a relationship with a bank that works best for you.


01 - Introduction
  • 01 - Welcome to the world of personal finance

  • 02 - 1. Banks and Accounts
  • 01 - Personal finance products meant for you
  • 02 - How FDIC insurance protects your money
  • 03 - What to know about checking and savings accounts
  • 04 - Understand fees associated with your bank accounts
  • 05 - A primer to bank account reconciliation
  • 06 - What is float and why should you care

  • 03 - 2. Building Credit
  • 01 - What impacts your credit score
  • 02 - Exploring your credit report
  • 03 - Building credit
  • 04 - The dos and donts of credit

  • 04 - 3. Credit Cards and Loans
  • 01 - How credit cards work
  • 02 - How to get a credit card (cover broad options)
  • 03 - The perks and protections of credit cards
  • 04 - Difference between credit and debit cards
  • 05 - What to use Credit cards vs. loans

  • 05 - 4. Mortgages
  • 01 - Mortgage basics
  • 02 - Understanding mortgage types and terms
  • 03 - The financial professionals who help you get a mortgage
  • 04 - Property evaluation Title and appraisal
  • 05 - Lender evaluation Credit, income
  • 06 - Whats PMI and how to avoid it

  • 06 - Conclusion
  • 01 - Finding the right bank for you
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    شناسه: 33621
    حجم: 100 مگابایت
    مدت زمان: 36 دقیقه
    تاریخ انتشار: 7 فروردین 1403
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